The Right Investments







No matter what your financial goals may be, Chris can help you maximize your investment potential. Many people have their assets in the wrong investments. Chris can help you identify the appropriate investments in each stage of life.

Allocate your assets wisely.
Chris urges you to build your portfolio in quadrants.

One quadrant is the liquidity quadrant - cash on hand. This is where you keep your cash reserves for short-term expenses and any emergencies. You must be able to access adequate money on demand, whether simply for fun and adventure or for needs and priorities.

Another quadrant contains guaranteed investments - such as fixed and immediate annuities, and may also utilize corporate and municipal bonds, which although are not guaranteed, are designed to provide a predictable income. These investments add diversification to a portfolio, offer a predictable stream of income, and predictability of investment return.

Another quadrant contains retail funds. These include: "Best in Class" conservative-minded bond funds and guaranteed investment contracts (GICs), principal-protection mutual funds, equity funds, and global-market and sector funds

The last quadrant is reserved for institutional funds - the kind of investments held by pension funds and endowments. Chris can help you invest in these funds as a qualified individual investor. The majority of these funds are constructed to reduce risk - remarkably diversified, they may invest in hundreds of different securities. Most of these funds are managed conservatively and with lower operating costs. Institutional fund portfolios are managed for a fee based on the percentage of assets. These are funds which are managed by a disciplined strategy…not emotion, fear or greed.

This reasoned approach to wealth management is designed to drive you toward your goals. You may learn more about it by contacting Chris Ravsten and Foxstone Financial Group today.


*Guaranteed rates are backed by the claims paying ability of the issuer subject to their terms and conditions. Withdrawal from annuities prior to age 59 ½ may be subject to a 10% federal tax penalty and surrender charges.